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Melody Harvey

Melody Harvey

Expert on K-12 financial education policy, alternative financial services use (e.g. payday loans), and consumer finances among young adults and low- and moderate-income households

Assistant professor, consumer science School of Human Ecology Work: 608-262-9213 Home page Twitter: @harvey_melody


  • Does mandated financial education in high school improve financial capabilities and financial behaviors?
  • What policy, regulatory, and economic factors affect payday borrowing and use of other alternative financial services?


  • Panelist in a 2019 U.S. House of Representatives Congressional Briefing "Addressing the Financial Literacy Crisis"
  • Quoted in CNBC and Harvard Kennedy School's Journalist's Resource
  • Teaches Consumer Finance and Consumer Policy Analysis